Credit Challenged? We Can Help!
Bad Credit and Credit Challenged Financing at Ourisman Subaru Waldorf
Our dealership understands the diverse needs of drivers in our area, whether you're someone who needs to get to your job, bring the kids to school or a ride to run errands, you need something reliable and that fits within your budget. For those who have had challenges with credit, we know that shouldn't be a barrier to getting a car, and with the help of our finance center we can help those with bad credit find the right payment plan to get you approved for an auto loan so you're able to get around our area.
Take the Steps to Apply for Financing with Our Help
If you have credit challenges, we're here to work with you, and the best way to get started is to utilize our tools online, which includes our online finance application where you can securely enter your information that will come to us and we'll look for lenders and plans that will work to get you behind the right vehicle. If you're looking to trade in a current vehicle, you can also get an estimated value for a trade-in too which can help with a down payment.
Both of these tools will save you time, and allow us to get all the details and get to work on finding you terms so you can get approved for financing even with bad credit. We know that certain life situations can cause an impact on your credit score, and don't believe that should deter you from a reliable set of wheels from our dealership which has multiple new vehicles but also many affordable used car options, including those from Subaru, a brand known for being reliable and versatile. Once we get this squared away we can help you get behind the wheel of a standout drive, and get you a monthly payment plan that you can afford.
Credit Challenge FAQs
There are lots of questions people have about their credit score, how to buy a vehicle with bad credit and more, and we're able to answer them for you.
What's a good credit score?
A credit score is based on a scale from 300 to 850. If you're closer to 850 the better, and usually anything below 580 is considered poor credit, which means you might have issues getting financing, but we're able to help you overcome that as best we can.
How does my credit score affect my financing?
Your credit score impacts your financing options, and a lower score generally means higher interest rates and term limits, while lenders will want more information on your monthly expenses and income, but with us, we try to get you options and make it less of a barrier to get approved.
How can I get better credit?
You can build your score over time by paying off debt and making payments on board for things that impact your credit like credit card bills or any loans. If you're able to keep paying off car loan payments from a vehicle you purchase from us, that can restore your credit.
What are my options for buying a car with bad credit?
You have options that include everything from getting a co-signer for a vehicle to viewing affordable used vehicles we have that help you save on costs and are more fitting within your budget, but still offer something reliable.
Learn More About Your Financing Options with Bad Credit
We want to help you get in a new Subaru or pre-owned vehicle at Ourisman Subaru Waldorf, regardless of your credit score. Fill out the form below, email  david.brown@ourisman.com or zachary.sullivan@ourisman.com or give them a call at (301) 483-1234 Ext. 2510 or 2511 to get started.
We're here to provide more details at Ourisman Subaru Waldorf serving those in La Plata, Hollywood, Mechanicsville and Prince Frederick, MD so contact us and we can begin soon.
Contact Us
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Ourisman Subaru Waldorf
2286 Crain Hwy
Waldorf, MD 20601
- Sales: 301-965-1138
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